To counter a growing narrative that the Federal government has expanded its exposure to risky mortgages, NAR recently published an op-ed with the Mortgage Bankers Association, the American Bankers Association, and the National Home Builders Association in the American Banker to set the record straight. The op-ed describes how comprehensive characteristics, along with new laws passed in the wake of the crisis, have ensured a greater focus on sustainable mortgage lending. The article also detailed how rates of serious delinquency and foreclosure remain at or near-historic lows across both GSE and FHA mortgages.
The full Op-Ed can be found at https://www.americanbanker.com/opinion/lets-get-housing-reform-right-this-time.
NAR continues to work with industry stakeholders, Congress, and the Administration on secondary market reforms that protect and preserve credit access for all credit worthy Americans. Stay tuned to www.nar.realtor/gses for the latest.