REALTORS® can expand housing opportunities by taking specific and intentional steps to assist first-time and first-generation home buyers. NAR remains committed to closing the racial wealth gap and empowering REALTORS® to lead these efforts in their communities. Explore the resources below for members and associations to create more pathways to homeownership.
Pathways to Homeownership
Empowering REALTORS® as leaders in improving their communities by expanding affordable housing opportunities.
REALTORS® – Champions for Housing Opportunity
Bias Override: Overcoming Barriers to Fair Housing
REALTORS® are committed to abiding by fair housing laws and the Code of Ethics. But sometimes, our brains take shortcuts that can lead us astray.
Down Payment ResourceMay 20, 2024
Down Payment Resource connects homebuyers with the down payment help they need and provides tools for housing professionals to help them.
Consumer Financial LiteracyreportNovember 28, 2023
This report provides an opportunity to help narrow the racial gap in homeownership and bring more first-time home buyers into the housing market.
Homeownership Education and Counseling
Time spent in a homebuyer education class or with a HUD certified housing counselor can help a buyer understand the homebuying process.
REALTORS® are uniquely positioned to improve housing opportunities in their communities. Serving as the primary point of contact for prospective buyers and renters, they can actively engage with those in need of affordable and quality housing options.
State & Local Associations Resources
State and local REALTOR® Associations play a vital role by providing education, leveraging resources, and advocating for housing availability, ensuring a sufficient supply of rental and homeownership opportunities in their communities.
Please note: First-Time Buyer Course Coming Soon!
Bias Override: Overcoming Barriers to Fair Housing
REALTORS® are committed to abiding by fair housing laws and the Code of Ethics. But sometimes, our brains take shortcuts that can lead us astray.
Housing Opportunity GrantsMarch 24, 2020
Leverage a Housing Opportunity grant to position your association as a leader by hosting an online event.
Fair Housing GrantsMarch 24, 2020
Leverage a Fair Housing grant to position your association as a leader by hosting an online event.
Fair Housing Action Plan: ACT!
ACT! is NAR’s cornerstone fair housing initiative supporting Accountability, Culture Change, and Training to advance fair housing in our industry.
Fairhaven: A Fair Housing Simulation
Be an advocate for fair housing! Check out fairhaven.realtor — an online simulation training about discrimination in the homebuying process.
NAR Fair Housing Grant ToolkitApril 6, 2022
State and local REALTOR® associations can apply for an NAR Fair Housing Grant. Learn more by reading the Fair Housing Grant Toolkit.
Housing Opportunity Grants ToolkitJune 19, 2020
Housing Opportunity Toolkit - a collection of guides and resources designed to help REALTORS® and Associations.
June Is National Homeownership Month
June is National Homeownership Month, when we promote the benefits of homeownership and recommit to creating opportunities for future homeowners.
On Common Ground Spring 2024: Engaging the Community
Community planners have compiled an impressive playbook with strategies for nearly every situation where the community voice should be heard.
Employer-Assisted Housing Resources & LinksJuly 19, 2023
Information on how EAH programs work and offers resources to promote the concept among employers.
Associations Advocating Solutions
Learn how REALTOR® associations are putting NAR grants and resources to work to improve access to housing and advocate for home ownership opportunities in their communities.
Search or submit additional REALTOR® Party success stories
Advocacy
Owning real estate is a foundational bridge to financial security that should be open to all. Find out how we help the millions of Americans who aspire to join the nation's 85 million property owners. Check out legislation supported by NAR in the U.S. Congress to update America’s tax law and to increase access to homeownership, and how REALTORS® are committed to upholding fair housing laws and removing barriers to homeownership.
NAR Legislative Priorities
Find out how REALTORS® help the millions of Americans who aspire to join the nation’s 85 million property owners.
NAR's Advocacy Mission
Whether you want to rent or buy, housing is in short supply—and it's a crisis. NAR is in an all-hands, all-front advocacy posture in this fight.
Federal Advocacy
NAR advocates for federal policy initiatives that strengthen the ability of Americans to own, buy and sell real property.
State & Local Advocacy
NAR provides a wide variety of resources to foster and harness the grassroots strength of the REALTOR® Party.
NAR Partnerships
Black Homeownership Collaborative Sign-UpMarch 8, 2023
Sign up to be part of the 3by30 Real Estate Professionals Directory.
Mortgage Bankers Association Convergence InitiativeMarch 1, 2024
NAR has as partnership with the Mortgage Bankers Association CONVERGENCE Place-based Initiatives program. Learn more about the program.
National League of Cities Housing Supply AcceleratorMarch 1, 2024
NAR has sponsored the National League of Cities Housing Supply Accelerator. Learn more about this national campaign.
American Property Owners AllianceMarch 1, 2024
The American Property Owners Alliance provides resources for owners on the varied and diverse set of issues and policies that affect their interests.
NAR Research
Leverage NAR research to highlight the current state of the market and challenges related to accessibility and affordability.
Snapshot of Race and Home Buying in AmericareportFebruary 20, 2024
This report takes a look at who purchases homes, why they purchase, what they purchase, and the financial background for buyers based on race.
Housing Affordability Index
The Housing Affordability Index measures whether or not a typical family earns enough income to qualify for a mortgage loan on a typical home.
REALTORS® Affordability Distribution Curve and Score
This score measures housing affordability at different income percentiles for all active inventory on the market.
County Median Home Prices and Monthly Mortgage PaymentreportJuly 9, 2024
Median home values were calculated for 3,110 counties and county-equivalents in the U.S. Home values represent the value of all homes, not home sales.
Highlights: Profile of Home Buyers and SellersreportNovember 13, 2023
For most home buyers, the purchase of real estate is one of the largest financial transactions they will make.